Start free. Pay as you grow.
Every plan records sales, tracks commissions and shows you your numbers. Paid plans add more staff, more branches, lower fees and more support as your business gets bigger.
No hidden charges. Here's exactly what a transaction costs.
Collecting a payment costs 3.0% on Basic, 2.5% on Starter and Growth. Small sales pay no more than the minimum, big sales never pass the cap.
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₦5,000 sale → ₦150. The minimum applies.
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₦20,000 sale → ₦500 on Starter and Growth.
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₦150,000 sale → capped at ₦2,500.
Withdrawals are a flat ₦200 on every plan.
Compare Plans
| Feature | Starter | Growth |
|---|---|---|
|
Cashier App |
|
|
|
Business Account |
|
|
|
POS & Card Collections |
|
|
|
All Payment Methods |
+ Cash, POS/Card, Company Account |
|
|
Staff Limit |
Up to 5 |
Up to 10 |
|
Branches |
1 |
2 |
|
SMS Transaction Alerts |
100/month |
200/month |
Cashier App
Business Account
POS & Card Collections
All Payment Methods
+ Cash, POS/Card, Company Account
Staff Limit
Up to 5
Up to 10
Branches
1
2
SMS Transaction Alerts
100/month
200/month
FAQs
Is the free plan really free?
Yes. ₦0 a year, no card required, no trial that expires. You pay only the collection fee when you actually collect money, and nothing when…
What’s the collection fee for?
It covers processing your digital payments and keeping every transaction matched, recorded and settled. You only pay it on money you collect.
Why is Basic digital payments only?
The free plan runs on our payment rails: your customers pay by instant transfer or to your dedicated account, and the small collection fee is…
What happens when I outgrow my plan?
Nothing breaks. We'll let you know when you're near a limit, and upgrading takes a minute. Your records and setup come with you.
Can I get help setting up?
Yes. Setup takes an afternoon for most businesses, and our team walks you through it if you want company. Message support@seltrx.com or reach us on…
How do notifications work?
Your customers and team get SMS or WhatsApp notifications for sales and commissions. Every plan includes a free monthly allowance; beyond it, each notification is…
Can I downgrade or cancel?
Anytime. Your data stays yours, and we don't do exit fees or lock-in.